The winter months bring cheer and joy and often a lull in business. Even when there is a dip in business, your risks don’t disappear. At any point in time, a client can sue you. Don’t let a lawsuit cause your business financial hardship, maintain your Santa Fe Builder insurance policy all year long to cover your risks and liabilities.
With winter storms comes snow and ice. Neither weather conditions are ideal for working with tools and building structures. Cold or frozen ground is hard to work with and tends to stall projects. Not to mention the holiday glow from November to December then the harsh temps of January and February. When March brings the arrival of Spring, you’re ready to get back to work.
Types of Claims
Builders and contractors may be sued for a variety of reasons. Even the most well-laid plan can have a misstep or human error. Some of the most common suits include:
- Missed deadlines
- Faulty work
- Third party or worker injuries
- Damage to equipment
Preparing for those slower months whether during the winter or economic slumps can keep your business running smoothly when the seasons change. A Santa Fe Builder insurance policy can help pay the financial costs associated with a lawsuit.