Commercial Trucking: Complying With FMCSA Trucking Requirements

Complying With FMCSA Trucking Requirements

The Federal Motor Carrier Safety Administration (FMCSA) is the government agency responsible for regulating the trucking industry within the United States. While there are many aspects to their oversight, the primary goals are to reduce the number of injuries, crashes, and fatalities that involve trucks and buses each year. Part of their process is the governance of licensing and permits for motor carriers and requiring certain insurance coverages before approval of licenses.

How to Secure Approval

The primary concerns with the financial costs of dealing with accident, injury, or death are met through strict liability coverage terms. Those looking to get on the road need to submit either a form BMC91 or BMC91X to the FMCSA establishing that you meet the minimum limits of coverage. The limits are established according to the type of freight that is hauled. The common categories are listed below:

  1. Non-hazardous freight in a vehicle under 10,001 l\bs ($300,000)
  2. Non-hazardous in a vehicle over 10,001 (750,000)
  3. Oil moved with For-Hire or Private Carriers ($1 million)
  4. Other hazardous material transported For-Hire or Private Carriers ($5 million)

The professionals at American Team Managers warn potential owners/operators that you must meet the minimum requirements to get your trucking permit approved. You can also secure public liability insurance, bodily insurance, and property damage. These cover areas not included in general liability policies, but that can be financially devastating in the event of an incident or accident.