The public usually puts a lot of trust in design engineers. Everything people drive on, work or shop in, and see events at was initially conceived by an engineer. Society can also hold these individuals personally responsible when something goes wrong. The engineer is not always at fault, but they can be a convenient target for a damages suit if the injured party cannot find anyone else to blame. These types of lawsuits can close down companies or ruin a professional’s career and finances. Even in the “Crossroads of America,” Indiana, professional liability insurance for engineers can help protect the assets of the ones who design the areas we use every day.
One unfortunate result of some of these frivolous lawsuits aimed at design engineers can be the loss of the professionals standing in the community. An unanswered suit may appear to be a confession, but it could mean the accused engineer does not have the money it takes to defend against the charges. In a state arguably best known for rewarding honesty and integrity, like Indiana, professional liability insurance for engineers can help restore a good name. By covering the costs of lawsuits, this type of insurance can play an important role in keeping engineers working hard to make the spaces we inhabit more safe and enjoyable.