What Happens to Your NJ Insurance After DUI?

So you messed up. You got busted driving under the influence. Poor choice, but what’s done is done, and it’s time to start rebuilding. Among the myriad other implications, you now have to face insuring yourself. In NJ, insurance after DUI will mean a rate increase at minimum. The good news is that there are ways to lower that cost in New Jersey.

Time heals all wounds, even the ones on your driving record. Getting older – without further driving infractions – is the best medicine for your car insurance ailment. As your record begins to show some distance from the incident, and starts to reflect a history of a driver that’s seen the error of their ways, your insurance producers will ease up on you and your rates will go down. Your NJ insurance after DUI will show the impact of your mistake for three to seven years, and you can expect rates to return to normal after about three. Expedite your return to normal rates by seeking out an agent that represents several producers. They’ll be able to offer you multiple rates in order to get you the best deal.

Finding good NJ insurance after DUI is hard. But allowing a good record to overshadow the poor decision of your past and putting in the research to find a good agent will allow you to carry on without too much impact on your wallet.