Is Your Home Insurance up to Sniff? Canine Liability and What You Need to Know

As a homeowner, you’re responsible for ensuring that your property is safe and secure. This includes protecting your home against fires, burglaries, and other risks. One of the best ways to do this is by purchasing home insurance.

However, you may not be aware that your home insurance policy may not provide coverage for damages caused by your dog. If there is coverage related to your pet, it may not be enough. Home insurance & canine liability do not go hand in hand. Most home insurance policies exclude liability for injuries caused by dogs.

What You Can Do To Make Sure You Have Proper Coverage

Because your furry family member can be unpredictable and can cause injury to someone, determine if your current homeowner’s policy is enough. If your policy does not cover an injury caused by your pet, you could be responsible financially.Make sure your policy covers canine liability. This type of insurance can help cover any damages or injuries caused by your dog, whether it’s to another person, pet or even property damage. You can purchase more liability insurance or get a rider on your home insurance policy for dog bites. Canine liability coverage will help protect you if your dog causes injuries to another person.

To get the best coverage for you and your pup, shop around and compare different policies until you find one that meets all your needs.