Medical staffing agencies need business insurance. This is true of any organization or agency. It is particularly true, however, for a nurse staffing firm. The medical industry has more vulnerabilities than most industries. This is why nurse staffing liability insurance is crucial. Here are some of the coverages that you should consider.
General and Medical Liability
General liability protects you in all kinds of ways. Liability insurance covers many of the main workplace risks. When you have coverage that is tailored to the medical field, then it covers even more. It is going to cover a client’s injury, property damage and more. Likewise, this type of insurance protects you if the medical facility sues you for property damage. It doesn’t matter if the lawsuit is true or false, you have protection.
In addition to medical liability, you want to think about workers’ comp. This protects you in the case of a client being injured on the job. They can come after you for benefits, not the medical facility that they were temporarily hired into. Policies vary, of course, so it is important to find the right ones.
Don’t go without nurse staffing liability insurance. Your agency has different risks from other businesses and it is important to stay protected.