As an insurance agent, it is important that you offer your clients a wide variety of insurance plans. This includes multiple types of professional liability insurance. One branch of that type of insurance is concerned with home healthcare providers. A home healthcare specialty program is a type of insurance plan which is specially designed with the needs of an in-home healthcare provider in mind.
Covers Providers Actions
If a home healthcare provider makes a mistake on the job, it could lead to a lawsuit. Similarly, should a client claim that a mistake has been made, factual or otherwise, a legal case could be filed against the provider. Legal accusations, founded or not, can incur huge costs for the healthcare provider. A home healthcare specialty program will be able to help cover the costs of any legal proceedings.
Covers Provider if Injured
A specialty program for home healthcare providers will also cover an injury suffered by the provider at work. If the healthcare provider is injured in the course of their duties and cannot work, workers compensation insurance will help to cover the cost of their treatment, medications and possibly lost wages. This will help give the provider peace of mind in the event of an injury.
Offering a home healthcare specialty program is a great way to expand your client base and help your bottom line. These great programs are tailor made for people who work as home healthcare providers. Your programs will allow them to do their good work without worry.