If you owned a home, you wouldn’t skip on home insurance, but many people who rent don’t bother to purchase Orlando renters insurance. No matter where you live, your belongings are important to you, so wouldn’t you do all that you could to protect them? Without insurance, you could be left without any of your personal possessions in the event of a fire, flood or break in. While you hope that misfortune does not come your way, the only way to have peace of mind is with the proper coverage for your things.
Your Landlord’s Insurance Does Not Protect You
Some people assume that if their landlords have insured their rental, that a tenant’s personal property is covered under the same policy. However, your landlord only insures the dwelling you live in, not anything that is inside. It is your responsibility to protect your belongings.
An Affordable Option
An average Orlando renters insurance policy only costs around $200 a year. When you consider that most renters own about $20,000 worth of possessions, that small annual payment is like a drop in the bucket. While your coverage needs may make your payments a little higher or lower, it is well worth your money to invest in insurance while you rent.
Don’t leave the fate of your possessions up to chance. Protect them with a renters insurance policy so that you don’t have to worry anymore.