It’s a common misconception by renters that their landlord’s insurance covers them in the event of a loss. But the truth is, it only covers damage to the actual building. Here’s a startling fact: only 58% of renters maintain their own policies. That means a lot of tenants do not have rentals insurance for apartments in Urbana, Illinois. And that’s a pretty disturbing statistic.
Think about what is takes to replace every single thing you own: clothing, electronics, kitchenware, furniture, appliances, books, and other personal effects. If you total up how much it cost to buy all of your possessions, you could easily be looking at thousands of dollars if you had to start all over again. Most people, especially those living paycheck to paycheck, don’t readily have access to that much money. So without rental insurance, you won’t have the means to replace what you’ve lost the event of a fire, flood or other disaster.
It’s so easy to give yourself peace of mind for just a few dollars a month. Starting a policy often costs very little, but saves you greater expense and headache later. With renters insurance for apartments in Urbana, Illinois, you’re covered –– so in the unfortunate event that you lose everything, you know you can always start over.