Are you looking to protect your Community Action Agency from unexpected costs? If so, you may be wondering about the types of insurance for Community Action Agencies. There are many different ways that you can prepare your organization for anything that life throws at it.
If your CAA offers professional counseling, medical, or emergency services to your community members, you may be interested in professional liability insurance. This can protect your organization in case an individual sues for perceived negligence or wrongdoing on the part of your professional care providers.
Automobile liability insurance can be incredibly important if your volunteers use their own vehicles while working for you. If a volunteer or employee gets in an accident and damages his or her car, this insurance can cover repairs that the driver’s insurance cannot.
No matter where your organization is located, property and inland marine insurance can be an important safety net in case of costly damages caused by fire, flooding, or natural disasters. Members of your community probably rely on you to have your doors open. Insurance can protect you from the costs of structural damage so you can repair your property quickly.
Other types of insurance for Community Action Agencies include crime insurance, accident coverage, employment practices liability insurance, and more. No matter what your CAA does for your community, insurance can help you operate smoothly in the toughest situations.